Overview              Virtual Terminal               WebLink

Businesses with an Authorize.Net account simply access the Authorize.Net Virtual Terminal through our Web site using any industry standard Web browser. After logging on to the system using a unique user ID and password, merchants can access the complete range of Authorize.Net services. This includes authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions, you simply complete an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128 bit Secure Socket Layer (SSL) 3.0 technology and sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes around five seconds -- you receive an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.

You can also check the status of transactions, automatically bill customers for recurring charges, or run a variety of reports right from the Authorize.Net Virtual Terminal.

It's no surprise that Authorize.Net is the world's leading Internet-based payment authorization and transaction processing solution. Thousands of companies are currently using Authorize.Net to authorize, capture, and manage their credit card transactions.